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PeerBasis
Compensation Comparability Determination

American Credit Counseling

Executive Director / CEO

EIN 043155735
MA · NTEE Z99
FY ending 2024-12-31
June 9, 2026

This analysis benchmarks the total compensation of Michael L Edgar, Executive Director / CEO ($31,200) against every comparable organization that fit the selection criteria — 68 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 41st percentile of comparable organizationswithin the typical range

Benchmarked executive: Michael L Edgar — reported title “President”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

68 organizations qualified on sector, size, and geography 68 within the band form the benchmarked peer set.

Distribution of comparable compensation

$22 total compensation of comparable organizations → $156,089 $31,200
$2,37010th
$13,61625th
$39,703Median
$66,28375th
$85,51290th
$31,200This org · 41st
p10$2,370
p25$13,616
p50$39,703
p75$66,283
p90$85,512
$31,200

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to MA cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Atlantic Highlands Fire Department Inc NJ$120,454 President $900 $894 2024
Deer River Volunteer Firemen's Relief Association MN$124,086 President $300 $340 2023
Renting Partnerships OH$120,110 Community Manager $18,585 $21,905 2024
Los Angeles Sports Council Foundation CA$119,966 President & Ceo $162,436 $156,089 2024
Pathfinder Development Corporation AR$125,459 Executive Director $21,642 $27,871 2023
A & M Sports Academy Inc NY$118,721 Director $23,000 $23,811 2023
Louisiana Center For Law And Civic LA$126,547 Executive Dir. $68,722 $86,697 2023
Humanity Rising Inc IL$127,269 President $62,500 $70,397 2023
Friends Of Akim Usa Inc NJ$128,602 Director $47,444 $48,531 2023
Storyline Inc NY$115,579 Executive Di $85,000 $87,999 2023
Nbaa Charities DC$129,101 Chairman & President $93,876 $91,673 2024
Los Gatos Lions Charities Inc CA$114,953 Secretary/treas $3,000 $2,883 2024
Shdc No 1 Inc HI$114,788 Exec. Director/asst. Secretary $12,721 $13,049 2023
Parenting After Divorce CO$130,171 Executive Di $54,425 $58,075 2024
Twin Falls School District 411 ID$113,885 Executive Di $40,000 $47,352 2024
The Edward C Smith Civic Center Of NC$113,465 Executive Director $70,000 $78,415 2025
Sheet Metal Workers Local 100 MD$131,971 Trustee $81,704 $85,004 2024
St James Hospital Foundation Inc NY$132,629 Chief Executive Officer $8,280 $8,326 2024
We Are Coaches Inc CA$133,667 Ceo $39,167 $37,636 2024
The Foundation Of The Greater New Haven CT$134,105 President $11,932 $12,128 2025
Columbia Arms Inc NJ$109,494 Chairman $66,600 $66,172 2024
1010 Development Corporation CA$107,993 President & Ceo $150,000 $144,139 2024
Trauma Intervention Programs CA$137,145 Executive Dir. $92,651 $89,031 2024
Hbhci Hud 6 Inc FL$137,477 Vice President $68,495 $69,759 2025
Axys TN$138,561 Executive Dir. $25,514 $29,844 2024

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to MA cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to MA cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default41st
Total compensation (D + F), as reported (no adjustments)44th
Reportable pay only (column D), adjusted49th
All sources (D + E + F), adjusted24th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Michael L Edgar) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 68 similarly situated organizations (Same NTEE sector (Z99), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $31,200 is reasonable (approximately the 41st percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.