Live preview — download the board-ready PDF to attach to your minutes.Download the free PDF
Email yourself a copy:
PeerBasis
Compensation Comparability Determination

National Debt Management Inc

Executive Director / CEO

EIN 205092854
MI · NTEE P51
FY ending 2024-12-31
June 9, 2026

This analysis benchmarks the total compensation of Sam Georges, Executive Director / CEO ($39,000) against every comparable organization that fit the selection criteria — 34 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 18th percentile of comparable organizationsbelow the typical range for comparable organizations

Benchmarked executive: Sam Georges — reported title “PRESIDENT”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

34 organizations qualified on sector, size, and geography 34 within the band form the benchmarked peer set.

Distribution of comparable compensation

$4,216 total compensation of comparable organizations → $277,898 $39,000
$28,34210th
$67,89525th
$96,787Median
$119,93175th
$151,89090th
$39,000This org · 18th
p10$28,342
p25$67,895
p50$96,787
p75$119,931
p90$151,890
$39,000

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to MI cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Housing Consultants Group NC$512,033 Executive Director $111,973 $112,092 2024
Evergreen Financial Counseling AZ$523,239 Compliance Officer $73,656 $68,629 2024
Flcct Inc TX$527,765 Executive Director $154,181 $153,836 2023
Freedom 5 One Ministries Inc AR$452,108 President $199,126 $223,257 2023
Golden Care Services Inc WI$450,354 President $82,987 $86,447 2023
American Debt Resources Inc NY$536,414 President $129,019 $112,952 2024
Jcvision And Associates Inc GA$448,665 Executive Direc $73,160 $73,374 2023
Consumer Credit Counseling Service GA$542,507 Exec Directo $106,979 $104,213 2024
Bill Payment Support Services MN$441,538 Director $139,000 $133,067 2024
Dealing With Debt MD$440,000 Vice Preside $32,000 $28,985 2024
Qualitas Of Life Foundation NY$559,752 Executive Director $75,056 $67,650 2023
Family Service Association Of Sheboygan WI$565,592 Former Executive Director $27,414 $27,738 2024
The Savings Collaborative CO$567,976 Executive Director $132,351 $126,585 2023
Wanda Women And Allies CA$568,512 President $201,835 $168,853 2024
Leading For Kids CA$415,779 President & Sec $322,650 $277,898 2023
Making Change Inc MD$409,982 Executive Director $127,500 $115,486 2024
Guardians Of Northeast Iowa Inc IA$584,432 Former Prgm $27,157 $28,066 2025
B & B Payee Services MI$589,560 President $131,555 $135,441 2023
Alma Financial Assistance Corp FL$396,022 Pres. Executive Director $105,712 $99,055 2023
Arizona Native Asset Coalition AZ$590,271 Executive Director $91,340 $85,106 2024
Capital Payee Inc MI$390,922 Director $109,992 $109,992 2024
American Pacific Financial Services Corp CA$595,427 President, Ceo, Director $5,040 $4,216 2024
Association Of Independent Consumer FL$389,613 Executive Director $121,849 $110,900 2024
Crossstate Credit Union Foundation PA$611,991 Executive Di $40,317 $38,952 2024
Betterfi TN$368,454 Executive Director $55,000 $56,011 2024

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to MI cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to MI cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default18th
Total compensation (D + F), as reported (no adjustments)15th
Reportable pay only (column D), adjusted18th
All sources (D + E + F), adjusted12th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Sam Georges) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 34 similarly situated organizations (Same NTEE sector (P51), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $39,000 is reasonable (approximately the 18th percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.