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PeerBasis
Compensation Comparability Determination

American Credit Counseling Institute Inc

Executive Director / CEO

EIN 232708823
PA · NTEE P51Z
FY ending 2023-12-31
June 9, 2026

This analysis benchmarks the total compensation of Robert Ewing, Executive Director / CEO ($49,588) against every comparable organization that fit the selection criteria — 22 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 27th percentile of comparable organizationswithin the typical range

Benchmarked executive: Robert Ewing — reported title “PRESIDENT”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

22 organizations qualified on sector, size, and geography 22 within the band form the benchmarked peer set.

Distribution of comparable compensation

$29,229 total compensation of comparable organizations → $120,085 $49,588
$37,17210th
$50,15925th
$64,181Median
$70,73875th
$94,59490th
$49,588This org · 27th
p10$37,172
p25$50,159
p50$64,181
p75$70,738
p90$94,594
$49,588

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to PA cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Marvelous Lifestyles Outreach MI$208,020 President $62,908 $63,244 2024
Simplify Inc WI$215,000 Chief Executive Officer $54,500 $57,076 2023
Your Best Life Inc WI$202,327 Codirector $114,666 $120,085 2023
Financial Education Associates Inc MA$219,768 Executive Director $96,022 $86,526 2023
Grace-mar Services Inc NC$224,988 President $40,000 $41,445 2023
Tsm Services WA$227,369 President $77,800 $67,844 2024
Empower Yourself Ltd MA$227,822 President/director $73,375 $64,222 2024
Credit Coalition Inc TX$229,874 Executive Director $105,067 $102,368 2024
Dominion Financial Management Inc TN$241,301 Executive Director $61,224 $62,681 2024
Building Bridges Of Northeast Oklahoma Inc OK$242,923 Executive Director $34,216 $36,697 2024
Wings For Widows MN$245,930 Executive Director $60,041 $57,785 2024
Streator Area United Way Inc IL$248,135 Executive Dir. $35,467 $34,965 2023
Butterfly Financial Education NC$253,921 President $63,731 $64,140 2024
Action Payee Services Inc OR$257,009 President $105,571 $95,490 2024
Mustard Seed Development Center OH$260,615 Executive Director $45,750 $47,196 2024
A Debt Coach Credit Counseling KY$158,074 President $66,000 $69,064 2024
Morning Star Urban Development Inc GA$269,603 Executive Director $66,600 $65,224 2024
Montana Credit Unions For Community MT$147,613 Ceo $45,578 $47,853 2024
Institute For Financial ME$280,801 Exec Dir./se $70,660 $70,951 2023
The Cares Project Inc NC$296,908 Ceo $81,640 $82,163 2024
1 Wiser Consumer Education Center Inc TX$306,880 Executive $30,000 $29,229 2024
The Phebe Foundation OH$308,316 Excutive Director $66,000 $70,098 2023

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to PA cost of living and 2023 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to PA cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default27th
Total compensation (D + F), as reported (no adjustments)27th
Reportable pay only (column D), adjusted32nd
All sources (D + E + F), adjusted18th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Robert Ewing) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 22 similarly situated organizations (Same NTEE sector (P51), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $49,588 is reasonable (approximately the 27th percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.