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PeerBasis
Compensation Comparability Determination

Credit Counseling Center

Executive Director / CEO

EIN 232754268
PA · NTEE P51
FY ending 2024-12-31
June 9, 2026

This analysis benchmarks the total compensation of Paula Powers-watts, Executive Director / CEO ($85,360) against every comparable organization that fit the selection criteria — 30 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 53rd percentile of comparable organizationswithin the typical range

Benchmarked executive: Paula Powers-watts — reported title “EXECUTIVE DIRECTOR”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

30 organizations qualified on sector, size, and geography 30 within the band form the benchmarked peer set.

Distribution of comparable compensation

$8,150 total compensation of comparable organizations → $287,634 $85,360
$35,40810th
$58,35325th
$80,267Median
$112,32675th
$139,20790th
$85,360This org · 53rd
p10$35,408
p25$58,353
p50$80,267
p75$112,326
p90$139,207
$85,360

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to PA cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Family Management Financial IA$348,480 Executive Di $89,100 $97,829 2024
First Generation Investors NY$358,975 Executive Director $115,521 $107,769 2023
Consumer Education And Training Services WA$359,805 Executive Director $165,000 $152,511 2023
Consumer Financial Education AL$363,708 President $7,307 $8,150 2023
Betterfi TN$368,454 Executive Director $55,000 $57,973 2024
Project Green MI$323,918 Executive Di $97,280 $103,662 2023
The Phebe Foundation OH$308,316 Excutive Director $66,000 $72,168 2023
1 Wiser Consumer Education Center Inc TX$306,880 Executive $30,000 $30,093 2024
Association Of Independent Consumer FL$389,613 Executive Director $121,849 $114,785 2024
Capital Payee Inc MI$390,922 Director $109,992 $113,845 2024
The Cares Project Inc NC$296,908 Ceo $81,640 $84,590 2024
Alma Financial Assistance Corp FL$396,022 Pres. Executive Director $105,712 $102,525 2023
Making Change Inc MD$409,982 Executive Director $127,500 $119,531 2024
Institute For Financial ME$280,801 Exec Dir./se $70,660 $73,047 2023
Leading For Kids CA$415,779 President & Sec $322,650 $287,634 2023
Morning Star Urban Development Inc GA$269,603 Executive Director $66,600 $67,151 2024
Mustard Seed Development Center OH$260,615 Executive Director $45,750 $48,591 2024
Action Payee Services Inc OR$257,009 President $105,571 $98,311 2024
Butterfly Financial Education NC$253,921 President $63,731 $66,034 2024
Dealing With Debt MD$440,000 Vice Preside $32,000 $30,000 2024
Bill Payment Support Services MN$441,538 Director $139,000 $137,729 2024
Streator Area United Way Inc IL$248,135 Executive Dir. $35,467 $35,998 2023
Wings For Widows MN$245,930 Executive Director $60,041 $59,492 2024
Jcvision And Associates Inc GA$448,665 Executive Direc $73,160 $75,944 2023
Building Bridges Of Northeast Oklahoma Inc OK$242,923 Executive Director $34,216 $37,781 2024

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to PA cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to PA cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default53rd
Total compensation (D + F), as reported (no adjustments)57th
Reportable pay only (column D), adjusted53rd
All sources (D + E + F), adjusted53rd

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Paula Powers-watts) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 30 similarly situated organizations (Same NTEE sector (P51), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $85,360 is reasonable (approximately the 53rd percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.