Live preview — download the board-ready PDF to attach to your minutes.Download the free PDF
Email yourself a copy:
PeerBasis
Compensation Comparability Determination

Betterfi

Executive Director / CEO

EIN 823083483
TN · NTEE P51
FY ending 2024-12-31
June 9, 2026

This analysis benchmarks the total compensation of Augustine Hosch, Executive Director / CEO ($55,000) against every comparable organization that fit the selection criteria — 31 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 19th percentile of comparable organizationsbelow the typical range for comparable organizations

Benchmarked executive: Augustine Hosch — reported title “EXECUTIVE DIRECTOR”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

31 organizations qualified on sector, size, and geography 31 within the band form the benchmarked peer set.

Distribution of comparable compensation

$7,732 total compensation of comparable organizations → $272,883 $55,000
$34,15210th
$65,54925th
$92,813Median
$109,48475th
$144,69090th
$55,000This org · 19th
p10$34,152
p25$65,549
p50$92,813
p75$109,484
p90$144,690
$55,000

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to TN cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Consumer Financial Education AL$363,708 President $7,307 $7,732 2023
Consumer Education And Training Services WA$359,805 Executive Director $165,000 $144,690 2023
First Generation Investors NY$358,975 Executive Director $115,521 $102,243 2023
Family Management Financial IA$348,480 Executive Di $89,100 $92,813 2024
Association Of Independent Consumer FL$389,613 Executive Director $121,849 $108,899 2024
Credit Counseling Center PA$346,441 Executive Director $85,360 $80,983 2024
Capital Payee Inc MI$390,922 Director $109,992 $108,007 2024
Alma Financial Assistance Corp FL$396,022 Pres. Executive Director $105,712 $97,267 2023
Making Change Inc MD$409,982 Executive Director $127,500 $113,401 2024
Project Green MI$323,918 Executive Di $97,280 $98,346 2023
Leading For Kids CA$415,779 President & Sec $322,650 $272,883 2023
The Phebe Foundation OH$308,316 Excutive Director $66,000 $68,467 2023
1 Wiser Consumer Education Center Inc TX$306,880 Executive $30,000 $28,549 2024
The Cares Project Inc NC$296,908 Ceo $81,640 $80,252 2024
Dealing With Debt MD$440,000 Vice Preside $32,000 $28,462 2024
Bill Payment Support Services MN$441,538 Director $139,000 $130,666 2024
Jcvision And Associates Inc GA$448,665 Executive Direc $73,160 $72,050 2023
Golden Care Services Inc WI$450,354 President $82,987 $84,887 2023
Freedom 5 One Ministries Inc AR$452,108 President $199,126 $219,228 2023
Institute For Financial ME$280,801 Exec Dir./se $70,660 $69,301 2023
Morning Star Urban Development Inc GA$269,603 Executive Director $66,600 $63,707 2024
Mustard Seed Development Center OH$260,615 Executive Director $45,750 $46,099 2024
Action Payee Services Inc OR$257,009 President $105,571 $93,270 2024
Butterfly Financial Education NC$253,921 President $63,731 $62,647 2024
Streator Area United Way Inc IL$248,135 Executive Dir. $35,467 $34,152 2023

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to TN cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to TN cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default19th
Total compensation (D + F), as reported (no adjustments)19th
Reportable pay only (column D), adjusted23rd
All sources (D + E + F), adjusted19th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Augustine Hosch) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 31 similarly situated organizations (Same NTEE sector (P51), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $55,000 is reasonable (approximately the 19th percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.