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PeerBasis
Compensation Comparability Determination

Mhc Chula Vista Non-profit Housing Inc

Executive Director / CEO

EIN 860803859
AZ · NTEE L80
FY ending 2024-06-30
June 9, 2026

This analysis benchmarks the total compensation of Ginger Gharbiah, Executive Director / CEO ($17,621) against every comparable organization that fit the selection criteria — 95 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 20th percentile of comparable organizationsbelow the typical range for comparable organizations

Benchmarked executive: Ginger Gharbiah — reported title “EXECUTIVE DIRECTOR”, a direct title match to the Executive Director / CEO role.

How comparable organizations were selected

95 organizations qualified on sector, size, and geography 95 within the band form the benchmarked peer set.

Distribution of comparable compensation

$809 total compensation of comparable organizations → $203,685 $17,621
$11,01510th
$21,94925th
$50,736Median
$82,66475th
$102,90990th
$17,621This org · 20th
p10$11,015
p25$21,949
p50$50,736
p75$82,664
p90$102,909
$17,621

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to AZ cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Pacific Housing Oahu Corporation - HI$371,369 Assistant Secretary / Auth $12,712 $12,183 2023
The Southern California Housing CA$372,480 Executive Vp $13,750 $12,346 2024
Mission 24 Inc TX$366,197 Director $44,639 $46,430 2024
Southeastern North Carolina Community Development Corp NC$377,580 Secretary-treasurer $8,795 $9,449 2024
Gtbl Development Corp OH$379,083 Executive Director $19,934 $21,953 2024
Tamalpais Pacific CA$356,450 Executive Dir. $36,000 $33,278 2023
Partners In Opportunity Inc CA$355,752 President & Dir $50,000 $46,220 2023
Milwaukee Community Land Trust Ltd WI$354,106 Executive Di $83,276 $90,432 2024
Ridgeway Village Associates Inc OR$353,844 President $21,359 $21,234 2023
Supportive Housing Association NJ$349,686 Executive Di $64,930 $62,060 2023
Mercy Gardens CO$349,249 President $22,009 $21,944 2024
New Hope Community Development Non Profit Housing MI$349,165 Executive Director $102,916 $113,717 2023
Sunshine Home Share Colorado CO$342,641 Executive Di $79,497 $79,262 2024
Neighborhood Housing Services WI$402,413 Executive Director $117,846 $124,673 2025
New Lima-housing For The Future OH$404,949 Executive Director $72,613 $79,969 2024
Petra Community Housing PA$335,521 Executive Di $56,643 $58,734 2024
Metzger Park Apartments Inc OR$334,989 Executive Dir. $149,051 $143,926 2024
Wisconsin Business Innovation WI$326,115 Fiscal Manager $44,333 $48,142 2024
Ccu Student Housing Foundation SC$326,037 Executive Director $21,825 $23,675 2024
Mercy Bond Properties Nebraska I CO$325,173 Vice President $34,402 $35,313 2023
Home Ownership Made Easy WI$325,162 Executive Di $75,922 $82,446 2024
Appalachian Housing And Redevelopment Corporation GA$418,540 Secretary $61,496 $66,193 2023
Chicago Ballet Arts IL$419,358 Vice President $9,187 $9,391 2024
Baytown Supportive Housing Inc MN$323,402 President/tr $65,715 $69,512 2023
Housing Assistance Corporation Of Jasper Alabama AL$322,117 Secretary Treasurer (Officer) $15,209 $17,085 2024

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to AZ cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to AZ cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default20th
Total compensation (D + F), as reported (no adjustments)20th
Reportable pay only (column D), adjusted44th
All sources (D + E + F), adjusted5th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Ginger Gharbiah) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 95 similarly situated organizations (Same NTEE sector (L80), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $17,621 is reasonable (approximately the 20th percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.