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PeerBasis
Compensation Comparability Determination

Dealing With Debt

Executive Director / CEO

EIN 933339318
MD · NTEE P51
FY ending 2024-12-31
June 9, 2026

This analysis benchmarks the total compensation of Shawn Z Tarrant, Executive Director / CEO ($32,000) against every comparable organization that fit the selection criteria — 36 in total — drawn systematically from IRS Form 990 filings, not a hand-picked subset.

Compensation sits at approximately the 11th percentile of comparable organizationsbelow the typical range for comparable organizations

Benchmarked executive: Shawn Z Tarrant — reported title “VICE PRESIDE”, selected as the organization's highest-paid individual — no exact title match, so confirm this is a comparable role.

How comparable organizations were selected

36 organizations qualified on sector, size, and geography 36 within the band form the benchmarked peer set.

Distribution of comparable compensation

$4,655 total compensation of comparable organizations → $306,809 $32,000
$31,54310th
$74,41325th
$99,896Median
$125,40275th
$166,26090th
$32,000This org · 11th
p10$31,543
p25$74,413
p50$99,896
p75$125,402
p90$166,260
$32,000

Comparable organizations

Each figure is Form 990 Part VII columns D + F (reportable pay plus other compensation and benefits; column F may include amounts from related organizations), normalized to MD cost of living (BEA RPP, 2023) and to its filing year (CPI-U); the reported amount is on each linked 990.

OrganizationStateRevenueMatched titleComp
(reported)
Comp
(adjusted)
FY
Bill Payment Support Services MN$441,538 Director $139,000 $146,911 2024
Jcvision And Associates Inc GA$448,665 Executive Direc $73,160 $81,007 2023
Golden Care Services Inc WI$450,354 President $82,987 $95,441 2023
Freedom 5 One Ministries Inc AR$452,108 President $199,126 $246,484 2023
Leading For Kids CA$415,779 President & Sec $322,650 $306,809 2023
Making Change Inc MD$409,982 Executive Director $127,500 $127,500 2024
Alma Financial Assistance Corp FL$396,022 Pres. Executive Director $105,712 $109,360 2023
Capital Payee Inc MI$390,922 Director $109,992 $121,435 2024
Association Of Independent Consumer FL$389,613 Executive Director $121,849 $122,438 2024
National Debt Management Inc MI$492,855 President $39,000 $43,057 2024
Betterfi TN$368,454 Executive Director $55,000 $61,838 2024
Housing Consultants Group NC$512,033 Executive Director $111,973 $123,753 2024
Consumer Financial Education AL$363,708 President $7,307 $8,693 2023
Consumer Education And Training Services WA$359,805 Executive Director $165,000 $162,679 2023
First Generation Investors NY$358,975 Executive Director $115,521 $114,954 2023
Evergreen Financial Counseling AZ$523,239 Compliance Officer $73,656 $75,769 2024
Flcct Inc TX$527,765 Executive Director $154,181 $169,840 2023
Family Management Financial IA$348,480 Executive Di $89,100 $104,351 2024
Credit Counseling Center PA$346,441 Executive Director $85,360 $91,051 2024
American Debt Resources Inc NY$536,414 President $129,019 $124,702 2024
Consumer Credit Counseling Service GA$542,507 Exec Directo $106,979 $115,055 2024
Project Green MI$323,918 Executive Di $97,280 $110,572 2023
Qualitas Of Life Foundation NY$559,752 Executive Director $75,056 $74,688 2023
Family Service Association Of Sheboygan WI$565,592 Former Executive Director $27,414 $30,624 2024
The Savings Collaborative CO$567,976 Executive Director $132,351 $139,754 2023

Comp (reported) is the figure on each organization's Form 990 (columns D + F); Comp (adjusted) normalizes it to MD cost of living and 2024 dollars. Click any organization to verify the figure on ProPublica.

Methodology

Comparable organizations were drawn from electronically filed IRS Form 990 returns and matched on sector (NTEE code), budget (a size-adaptive revenue band that tightens as the organization grows), and geography (same-state first, broadening only when too few peers qualify); every organization within the band forms the peer set. To compare fairly across regions and years, peer compensation is normalized to MD cost of living (BEA Regional Price Parities, 2023) and to the subject's filing year (CPI-U). The figure benchmarked is Form 990 Part VII, Section A, columns D + F — reportable pay plus other compensation, benefits, and deferred amounts (column F may include amounts from related organizations) — with the chief executive matched by role. Related-organization amounts (column E) and institutional trustees are excluded. Full methodology: peerbasis.org/methodology.

Sample, role match & sensitivity

Sensitivity — the subject's percentile under alternative compensation definitions:

BasisSubject percentile
Total compensation (D + F), cost-of-living + inflation adjusted — the PeerBasis default11th
Total compensation (D + F), as reported (no adjustments)14th
Reportable pay only (column D), adjusted14th
All sources (D + E + F), adjusted8th

If the percentile moves materially across these definitions, the result is sensitive to methodology choices, and the board should weigh which basis best fits its facts.

Rebuttable presumption of reasonableness · 26 CFR 53.4958-6

Compensation paid by a tax-exempt organization is presumed reasonable — shifting the burden to the IRS — when three requirements are met. This report supplies the comparability data for the second. The board should record the following in its minutes concurrently with its decision:

Draft board minutes — executive compensation

  1. The compensation of the Executive Director / CEO (Shawn Z Tarrant) was approved in advance by [the Board / Compensation Committee], composed of members with no conflict of interest with respect to the arrangement.
  2. Prior to its determination, the authorized body obtained and relied upon appropriate comparability data, namely the PeerBasis Compensation Comparability Determination dated June 9, 2026, comparing compensation against 36 similarly situated organizations (Same NTEE sector (P51), nationwide + budget 0.67–1.5× revenue).
  3. The authorized body determined that total compensation of $32,000 is reasonable (approximately the 11th percentile of comparable organizations) and documented the basis for this determination concurrently, on [date], by a vote of [__ for / __ against].

Sources: IRS Form 990 e-file data (apps.irs.gov); IRS Business Master File (NTEE classification). Every figure traces to an original public filing — click any organization above to verify it on ProPublica. PeerBasis is a service of Prismind Analytics; its methodology is published, was commissioned for independent adversarial review, and discloses its own limitations. This report is comparability data to support a board's good-faith determination under IRC 4958; it is not legal or tax advice. Generated by PeerBasis on June 9, 2026.